BISP Check Balance Online by CNIC 2026 & Rs.13,500 Withdrawal – Complete Step-by-Step Guide

BISP Balance Check by CNIC 2026

The Benazir Income Support Programme (BISP) has further improved its system in 2026 to make financial assistance more accessible and transparent for low-income families across Pakistan. Beneficiaries can now easily check their payment balance, eligibility status, and verification details online using their CNIC. With the introduction of digital verification, biometric withdrawals, and real-time updates, the government aims to ensure that every deserving woman receives the full Rs.13,500 payment without delay or interference. This modernised approach reduces corruption, eliminates middlemen, and strengthens trust in the system.

Purpose of This Guide

This guide explains, in simple words, how beneficiaries can:

Check Benazir balance online or via SMS
Understand eligibility and PMT score
Withdraw Rs.13,500 safely through biometric verification
Avoid common mistakes and fraud

It is especially helpful for women, elderly citizens, and first-time users who may find government procedures confusing.

What Is the 8171 Online System?

The 8171 system is Benazir’s official digital platform that allows beneficiaries to check their financial support status instantly. Instead of visiting offices or relying on agents, families can verify their records from home using a mobile phone or computer.

In 2026, the system has been upgraded with a mobile-friendly design, making it easy to use even on basic smartphones. Beneficiaries can now view eligibility updates, payment status, PMT score, and survey information in real time.

Key Advantages of the 8171 Portal

Instant access to payment and eligibility status
Transparent verification process
No involvement of unauthorized agents
PMT score visibility
Reduced travel and waiting time

How to Check BISP Balance Online Using CNIC

Checking your BISP balance online is the most accurate way to confirm whether your payment has been released.

Step-by-Step Method

Visit the official website: 8171.bisp.gov.pk
Enter your 13-digit CNIC number
Fill in the captcha code displayed
Click on Submit
View your eligibility, payment status, and PMT score

This method helps beneficiaries avoid unnecessary visits to payment centres and allows them to keep a screenshot for future reference.

BISP Eligibility & Balance Check via SMS

For people without internet access, BISP also provides an SMS service.

SMS Method

Open the message app on your mobile phone
Type your CNIC number (without dashes)
Send it to 8171
Wait for the reply message confirming eligibility

Note: The SMS service only shows eligibility status, not payment history or PMT score.

Understanding PMT Score and Eligibility

The PMT (Poverty Means Test) score determines whether a household qualifies for Benazir assistance. It is calculated using government data related to income and living conditions.

Factors That Affect PMT Score

Monthly income
Number of dependants
Property or asset ownership
Employment status
Education and lifestyle indicators

A lower PMT score means higher eligibility, while a higher score may result in disqualification.

How to Update Information Through Dynamic Survey

If your financial situation has changed due to unemployment, illness, inflation, or family changes, you can update your record through the Dynamic Survey.

Required Documents

Original CNIC
Household information (if available)
Proof of income change or family size update

After updating, Benazir reassesses your data and revises your eligibility accordingly.

BISP Rs.13,500 Payment Schedule & Methods

Eligible families under the Benazir Kafalat Programme receive Rs.13,500 every three months. Payments are released in phases, and beneficiaries receive an SMS notification once funds are available.

Payment Collection Options

Authorized bank transfers (where applicable)
HBL Konnect agents
Benazir payment camps in remote areas

Biometric Verification and Cash Withdrawal

Biometric verification is mandatory to collect BISP payments.

Withdrawal Process

Visit an authorised HBL Konnect agent or Benazir centre.
Present your original CNIC
Verify your identity using thumb impression
Receive Rs.13,500 along with a printed receipt

If fingerprints do not match, try another centre or contact the Benazir office for assistance.

Common Problems and Their Solutions

Issue	Solution
Website not loading	Refresh page or try another device
SMS reply delayed	Resend after a few minutes
Thumb verification failed	Try a different agent
Payment not showing	Call helpline 0800-26477

Safety Tips to Avoid Fraud

Only use 8171.bisp.gov.pk
Never share your CNIC or thumb data
Ignore fake messages and links
Do not pay anyone for registration or withdrawal
Always collect a printed receipt

Conclusion

The BISP system in 2026 is more efficient, transparent, and user-friendly than ever before. By using the 8171 portal or SMS service, beneficiaries can easily check their balance, confirm eligibility, track PMT scores, and withdraw Rs.13,500 safely through biometric verification. To avoid delays or fraud, always rely on official channels, keep your CNIC updated, and stay informed about payment cycles. Following this guide will help ensure you receive your full financial support without stress or confusion.

FAQs

1. If I don’t have an internet connection, how can I check my BISP balance?

You may verify your eligibility for BISP if you don’t have an internet connection by texting your CNIC number to 8171 from any mobile network. A response verifying your eligibility will be sent to you. However, only the official 8171 online page offers comprehensive payment details.

2: If my payment of Rs. 13,500 is accepted but does not appear online, what should I do?

Wait a few days if your payment has been accepted but is not showing up on the site; during payment stages, changes may take some time. If the problem persists, visit the closest BISP office with your original CNIC for verification or call the BISP helpdesk at 0800-26477.

3. After being excluded from BISP, may I reapply?

Yes, those who were previously disqualified may reapply if their financial circumstances improve. At a BISP centre, you must update your data using the Dynamic Survey. If you fulfil the requirements, your eligibility may be reinstated following a reevaluation of your data and PMT score.